In this video, Jan and I compare four Stocks and Shares ISA providers — XTB, Trading 212, IG and eToro — on fees, choice of investments, FX charges and interest on idle cash. We explain the three different products being sold under the same name, and why most people end up in the expensive one without realising. Then we get to the two we wouldn't touch: St James's Place, and Hargreaves Lansdown's £6.95 share deal.