Latest Videos
Video guides on UK savings, tax planning, and banking. Clear explanations to help you make smarter financial decisions.
John Healey Can't Touch Income Tax. So He'll Raise These.
In this video I break down what John Healey's appointment as Chancellor actually means for your money. He's locked out of income tax, National Insurance and VAT — so I go through the four side doors he can use instead, from fiscal drag to your savings to your house. Plus what his voting record tells us about where he goes first.
What's The Best Stocks & Shares ISA? (XTB vs IG vs eToro vs Trading 212)
In this video, Jan and I compare four Stocks and Shares ISA providers — XTB, Trading 212, IG and eToro — on fees, choice of investments, FX charges and interest on idle cash. We explain the three different products being sold under the same name, and why most people end up in the expensive one without realising. Then we get to the two we wouldn't touch: St James's Place, and Hargreaves Lansdown's £6.95 share deal.
Best & Worst Travel Cards For Summer 2026 (UK & EU)
The best & worst travel cards for Summer 2026 — which one should you actually take abroad? In this travel card comparison we're going to cover the 4 things that make a travel card actually good, which big banks fail the test, which cards pass, why we don't automatically recommend Revolut or Wise, and the spending habits that save you more than any card swap — including the ATM trap and why you should never pay in pounds abroad.
New Cash ISA Rules 2027 – Everything You Need To Know
In this video I break down the government's new Cash ISA rules coming in April 2027 — including the 22% tax on cash held inside a Stocks & Shares ISA, the £12,000 cash allowance cut for under-65s, and the one-way transfer trap most coverage has missed. I also show you the legal way around it, straight from the government's own factsheet, plus what's happening to the Lifetime ISA and the new First-Time Buyer ISA replacing it.
Best UK Savings Accounts Right Now! 8% Saver, 4.9% Fixed & More (July '26)
In this video we cover the best savings accounts in the UK for July 2026 — including Santander's new 8% regular saver, easy access accounts up to 5%, fixed bonds at 4.90%, and why Halifax customers are waking up to a Lloyds app. All accounts are updated daily at DepositScout.com.
Ranking the UK's 4 Biggest Digital Banks: Which Free Account Wins?
In this episode we compare the free tiers of the four biggest digital banks in the UK — Revolut, Monzo, Starling and Chase — to find out which one actually deserves to be your main account. We break down the real numbers on FX rates, ATM limits, savings rates, cashback and what each bank quietly charges you for, then give you a straight verdict on which free account wins depending on how you actually spend, travel and save.
Wise vs Revolut – Which Saves You More on Travel?
Revolut and WISE are both popular travel cards to help people avoid foreign currency fees and ATM fees. In this video going to look closely at both Revolut & WISE and the fees and exchanges they're offering to decide which is the best for spending abroad, and withdrawing money from an ATM.
Best UK Savings Accounts Right Now! 5.10% Fixed & £150 Cashback (June '26)
In this episode we cover the best savings accounts in the UK for June 2026 — including a time-limited £150 cashback offer that ends on 8 June, easy access accounts topping 4.5%, Cash ISAs up to 4.76%, and why the 7.1% regular saver headline rate isn't quite what it seems. All accounts are updated daily at DepositScout.com.
Best UK Savings Accounts Right Now! 5% Easy Access Is Back! (May '26)
In this video, we cover the full UK savings account update for May 2026, including what the Bank of England's latest decision to hold interest rates means for savers, the uk economy and where you can find the best rates right now. Easy access accounts are back above 5%, fixed rates are hitting 4.70%, cash isa options are available, and we dig into which headline numbers are genuinely worth your attention and which ones have catches buried in the small print.
Best Cash ISAs 2026/27 | Which Pays The Most & The Bonus Catch!
In this video, we break down Cash ISAs for 2026-27 tax year, including everything you need to know about ISAs in the UK. We explain how Cash ISAs actually work, the key rules to be aware of, and how to use your allowance effectively before the deadline. We also walk through the best ISA options available right now - including Cash ISAs, Stocks & Shares ISAs, and flexible options - and share our current top picks based on rates, usability, and overall value.
The Status Symbol Shift: How Banks Started Selling Flex
In this video, we discuss the new Revolut Audi F1 card and ask a bigger question: when did debit cards stop being simple financial tools and start becoming status symbols? From premium materials and paid-for exclusivity to the wider trend of luxury banking, this is a conversation about branding, consumer psychology, and why fintechs are increasingly selling image as much as utility.
Best Savings Accounts in the UK (April 2026)
In this video we break down the best savings accounts in the UK right now, looking at savings accounts for Cash ISAs, easy access accounts, notice accounts, fixed bonds and regular savers.
Has Trading 212 Built a Better Card Than Revolut?
In this video, we compare Trading 212 and Revolut for spending abroad, rewards, and everyday card use to see which one actually gives you more value. We break down foreign transaction fees, ATM withdrawals, cashback versus RevPoints, and why the best option depends on whether you want simple rewards or are willing to optimise points.
Should Revolut Be Your Main Bank in 2026?
In this video, we ask whether Revolut is finally ready to be your main bank account now that Revolut is a fully authorised UK bank. We break down Revolut’s FSCS protection, app features, travel spending, savings, support and future products to see whether Revolut can really compete with traditional banks.
Best Savings Accounts in the UK (March 2026)
We break down the best UK savings accounts for March 2026, including easy access accounts, cash ISAs, fixed rates, and regular savers with rates up to 7.5%. We also discuss upcoming rate cuts, ISA deadlines, and how to compare the latest offers using DepositScout.
The UK Credit Card Tier List (Don’t Apply in the Wrong Order)
In this episode, we build a UK credit card tier list, and create a credit card strategy to help build credit and move all the way up to rewards credit cards. This UK Credit card tier list starts from credit builder cards all the way up to premium lifestyle and invite-only elite cards.
Revolut’s New 4.5% Easy-Access Savings – What’s the Catch?
Revolut has launched a promotional 4.5% easy-access savings account in the UK. In this video, I break down how the Revolut rate works, who’s eligible, how long the promotion lasts, and what deposit protection you get through ClearBank and the FSCS.
HSBC Expat Review: Hidden FX Fees, Offshore Risks & The £75k Barrier
Is the HSBC Expat account truly the best offshore banking solution, or just a status symbol with hidden costs? In this full HSBC Expat review, we break down the steep £75,000 entry requirement and analyze if the benefits—like global mortgages and multi-currency savings—actually justify the price.
Cash ISAs Cut to £12,000: What the Autumn Budget Means for Your Savings
In this video I break down the Autumn Budget 2025 and what the cut to the Cash ISA allowance from £20,000 to £12,000 really means for your savings. We’ll look at how the chancellor Rachel Reeves has hiked savings tax and frozen income tax thresholds, why holding cash outside an ISA is now less attractive, and how Stocks & Shares ISAs fit into all this.
The Best and Worst Multi-Currency Accounts (Wise, Revolut, HSBC & More)
In this video, we compare the best and worst multi-currency accounts, including Wise, Revolut, Trading 212, Bunq, HSBC Global Money, and NatWest. We discuss who actually benefits from a multi-currency account (freelancers, expats, students, global investors), when a travel card is enough, and why Wise remains the gold standard for local receiving details, mid-market FX, and transparent fees.
The BIGGEST Tax Raid in UK History Is Coming! (Autumn Budget Warning)
In this video we're talking about the Autumn Budget 2025 and speculating on what Rachel Reeves and Labour could introduce, including stealth taxes, fiscal drag, pensions, ISAs and CGT. With the UK tax burden near multi-decade highs, here’s a look at what to expect from the Autumn Budget.
4.75% Easy Access! Is Zopa the UK’s New #1 Bank Account?
In this video, we’re reviewing Zopa Bank’s new Biscuit account, which now offers one of the UK’s highest easy-access savings rates at 4.75% AER. We’ll break down how it works, what you need to do to unlock the bonus rate, and how it compares to Chase and other UK bank accounts.
Why Premium Bonds Fail Most Savers (& Smarter Alternatives)
Premium Bonds are the UK’s most popular savings product, but are they really a smart place to keep your money? In this video, I break down the harsh truth behind Premium Bonds, why most people never win, and who actually benefits.
Tax on Savings: What You Need to Know in 2025
Learn about UK savings tax, personal allowances, and how to legally minimize tax on your savings interest.